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Serious Injuries


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Serious Injuries


Being injured because of someone else didn’t do what they should have done is a difficult and frustrating experience.  Our team at Guenin Law is here to help get you through this process.  We recognize that each person’s experience is different and while we pride ourselves in our litigation and trial successes, we tailor our approach to fit your needs

This means …

·   being available for you when you need us. 

This means…

·   making sure that your story is told.

This means…

·   communicating with your health insurance, medicare, medicaid, hospitals, doctors, and med pay provider to reduce any liens that they may have so that you receive more.

This means…

·   communicating with your employer to learn how your injuries have affected your ability to work.

This means…

·   communicating with your health insurance, medicare, medicaid, hospitals, doctors, and med pay provider to reduce any liens that they may have so that you receive more.

This means…

·   tracking down and talking with witnesses.

This means…

·   obtaining crucial photographs and evidence.

This means…

·   consulting with experts regarding the fault of the person that injured you.

This means…

·   helping you make the best of a very bad situation.

At Guenin Law, we present your story so that the insurance company will be able to fully evaluate how much they will be willing to pay to settle your case.  However, we recognize that often what settlement they are willing to pay is not enough.  If settlement is not reached before filing suit, you will not simply be handed off to another law firm.  Our firm’s experienced litigators will be there to continue to work with you through trial.  From the beginning to the end, we will see you through the process.

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Wrongful Death


Wrongful Death


When a loved one dies the loss is overwhelming.  There is a sudden emptiness in your life – a hole forms in your heart that aches.  Time slows.  Minutes seems like hours.  Days seem like weeks. 

When your loved one dies because of someone else’s fault, all of that same suffering happens.  But additionally there is all of the responsibility to determine how this tragedy happened and who should be held accountable.  This is when Guenin Law can help.

Investigating the cause of a loved one’s death is a serious undertaking.  It requires people who are experienced and hard working.  People who understand the proof the law requires, and how to find that proof in…

·   photographs,

·   witness statements,

·   crash reconstructions,

·   engineering reports,

·   electronic data recorders (a car’s “black box”),

·   medical records,

·   police records,

·   laws of science, and

·   experts from around the country.

At Guenin Law, we have handled wrongful death cases that have involved experts from Colorado, California, Virginia, Kentucky, Florida, Pennsylvania, Idaho, Illinois, and Texas, as well as throughout Indiana.  Sometimes the best expert is located thousands of miles from where your loved one was killed.  We know how to get that expert in touch with the evidence.

Once the investigation is complete, we don’t stop.  We bring the evidence together.  We present the evidence to the insurance company for the person or corporation at fault.  We show them with evidence why its insured should be held accountable for the death.

We tell them the story of your loved one.  What their life meant to their family, to their friends, to their neighbors, and to their community.  Why money should be paid to compensate for the harms and losses suffered.

This is not easy.  Insurance companies often look for excuses not to pay for the damages, not to pay for the losses.  People do not always step up and do what is right.  Insurance companies will sometimes say that no amount of money can bring the loved one back from the dead, so the insurance company claims they should not have to pay a dime in compensation, or only a few dollars.  This is wrong.  The law sets all of the different damages that should be paid when a loved one is killed.  An insurance company must be held accountable to its insured, the person, or corporation that causes your loved one’s death.  That is their job.

It is our job to make sure the insurance company does its job.  That is what we do.

Our knowledge of every legal element of damage payable for the loss of your loved one and our experience in finding the best way to tell your loved one’s story to a Judge or Jury or to an insurance claims adjuster helps to maximize the recovery for your loss whether at mediation or at trial.

When you are pulled into dark places by the death of your loved one, you need someone that will help – someone who knows how to find your way out of the darkness, someone who will hold those responsible, accountable for their actions.  You need Guenin Law.

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Insurance Problems


Insurance Problems


Insurance disputes and problems happen at the worst possible times.  Most of us are fortunate enough that we do not have to make a claim against our insurance policy, but problems do happen.  We all know problems happen.  The reason we plan and budget and make paying our insurance premiums a priority is because we are trying to protect what we have worked so hard to get.  Then when tragedy strikes, our claim is denied or only partially approved.  Now our suffering is multiplied.

On top of the original loss – the one we thought we were insured for – the Insurance Company piles on a second loss – a denial of coverage.  These losses are compounded by the fact that the friendly agent that sold us the insurance policy is now prohibited from handling our claim.  Instead we receive phone calls and emails from a stranger identified as an insurance adjuster or “claims specialist” telling us about all of the hoops we must jump through and hurdles we need to clear before the insurance company will even consider our claim.  They tell us that we don’t need a lawyer and that IF the insurance company pays anything at all, it will pay only a fraction of the amount we paid for under the terms of our policy.

This can be a very confusing time.  Insurance policies are extremely complex.  Most policies are multiple pages with several separate endorsements, exclusions, restrictions, and exceptions to the exclusions. The policies contain technical jargon, complicated legal terms, and paragraphs that seem to conflict with other terms of the policy.  The policies are confusing.

Headaches, shattered nerves, and that sick feeling in your stomach all add to the problems already suffered.  A stack of papers that were written by the insurance company have to be analyzed.  This is when you need Guenin Law.

We have experience dealing with Insurance Companies.  We can analyze an Insurance policy and determine what you are owed.  We can show an Insurance company that you are not alone in figuring out your coverage.  Guenin Law will assist you in getting the coverage you bargained for – the coverage you paid for.

We have had clients that were told the coverage provided by an Insurance Company to this large corporation was only an additional $25,000.  The injuries our client suffered were much greater than $25,000.  Our client’s doctor bills and lost wages would not even be covered by that amount.  After litigating the issue in Federal Court, we successfully received an Order from the Judge telling the Insurance Company that its policy actually provided $2,000,000.00 in coverage for our client.  Shortly thereafter, the case successfully settled.  Our injured client received the compensation she deserved.  

Don’t try to handle technical insurance disputes alone.  You need and deserve knowledgeable and experienced lawyers that will work for you.  The Insurance Company has hundreds, if not thousands of lawyers that work for them every day.  Often the insurance company’s lawyers’ purpose is to convince you to settle quickly – this pushes your recovery down and it saves the Insurance Company money.  The money they work to keep for the Insurance Company is the money you have been paying in your premiums.

When you have a dispute with an Insurance Company, contact Guenin Law.  We can help.